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<channel>
	<title>Credit Score Blog</title>
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	<link>http://www.scoretruth.com/blog</link>
	<description></description>
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		<title>Susan Tompor: Consumers unsure about credit score</title>
		<link>http://www.scoretruth.com/blog/2012/05/17/susan-tompor-consumers-unsure-about-credit-score/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/17/susan-tompor-consumers-unsure-about-credit-score/#comments</comments>
		<pubDate>Thu, 17 May 2012 19:00:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[about]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[Susan]]></category>
		<category><![CDATA[Tompor]]></category>
		<category><![CDATA[unsure]]></category>

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		<description><![CDATA[News from Detroit Free Press:

Is someone&#8217;s age going to stop them from getting a top-notch credit score? Will whether you&#8217;re married, divorced or single be figured into the calculation of a credit score? Does race influence the score?
Far too many consumers give the wrong answer and say &#8216;Yes&#8217; to those questions. Many incorrectly believe that [...]


Related posts:<ol><li><a href='http://www.scoretruth.com/blog/2012/05/06/susan-tompor-consumers-credit-scores-improving/' rel='bookmark' title='Permanent Link: Susan Tompor: Consumers&#8217; credit scores improving'>Susan Tompor: Consumers&#8217; credit scores improving</a> <small>News from Detroit Free Press: Credit scores turned into one...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/01/05/susan-tompor-its-time-to-rebuild-your-credit-score/' rel='bookmark' title='Permanent Link: Susan Tompor: It&#8217;s time to rebuild your credit score'>Susan Tompor: It&#8217;s time to rebuild your credit score</a> <small>News from Detroit Free Press: Dennis Balogh/McClatchy-Tribune By Susan Tompor...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/05/15/credit-scores-confusing-consumers/' rel='bookmark' title='Permanent Link: Credit scores confusing consumers'>Credit scores confusing consumers</a> <small>News from Pittsburgh Post Gazette: May 15, 2012 12:07 am...</small></li>
</ol>

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		<slash:comments>0</slash:comments>
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		<item>
		<title>What you don&#8217;t know about credit scores could hurt you</title>
		<link>http://www.scoretruth.com/blog/2012/05/16/what-you-dont-know-about-credit-scores-could-hurt-you/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/16/what-you-dont-know-about-credit-scores-could-hurt-you/#comments</comments>
		<pubDate>Wed, 16 May 2012 23:04:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[about]]></category>
		<category><![CDATA[could]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Don't]]></category>
		<category><![CDATA[hurt]]></category>
		<category><![CDATA[know]]></category>
		<category><![CDATA[Scores]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/16/what-you-dont-know-about-credit-scores-could-hurt-you/</guid>
		<description><![CDATA[News from msnbc.com:


Paul Sakuma / AP

A bad score could cost you a job or a loan. That&#8217;s why it&#8217;s so important for you to understand how credit scoring works.


By Herb Weisbaum, The ConsumerMan
Your credit score, which is based on your credit history, can have an enormous effect – positive or negative – on your life. [...]


Related posts:<ol><li><a href='http://www.scoretruth.com/blog/2011/06/10/5-more-surprising-things-that-hurt-your-credit-scores/' rel='bookmark' title='Permanent Link: 5 More Surprising Things That Hurt Your Credit Scores'>5 More Surprising Things That Hurt Your Credit Scores</a> <small>News from WalletPop:When I wrote recently about five surprising things...</small></li>
<li><a href='http://www.scoretruth.com/blog/2011/12/28/companies-rate-consumers-with-new-scores/' rel='bookmark' title='Permanent Link: Companies rate consumers with new scores'>Companies rate consumers with new scores</a> <small>News from msnbc.com: NEW YORK — Companies are getting smarter at...</small></li>
<li><a href='http://www.scoretruth.com/blog/2011/09/26/online-commentary-its-time-to-curb-use-of-credit-scores-to-determine/' rel='bookmark' title='Permanent Link: Online commentary: It&#8217;s time to curb use of credit scores to determine &#8230;'>Online commentary: It&#8217;s time to curb use of credit scores to determine &#8230;</a> <small>News from Detroit Free Press: Lisa Howze, D-Detroit, represents the...</small></li>
</ol>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Survey On Credit Scores</title>
		<link>http://www.scoretruth.com/blog/2012/05/15/new-survey-on-credit-scores/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/15/new-survey-on-credit-scores/#comments</comments>
		<pubDate>Wed, 16 May 2012 03:03:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Scores]]></category>
		<category><![CDATA[Survey]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/15/new-survey-on-credit-scores/</guid>
		<description><![CDATA[News from KELOLAND TV:
SIOUX FALLS, SD -
Lenders, employers and insurers all have your number.  Your credit score follows you around and affects how much you&#8217;ll pay for a loan to whether you&#8217;ll land the job. Consumers understand a lot more about their credit score, but still not enough. 
If the number is high, you&#8217;ll easily get a [...]


Related posts:<ol><li><a href='http://www.scoretruth.com/blog/2012/04/13/govt-watchdog-tackles-your-credit-score/' rel='bookmark' title='Permanent Link: Govt. Watchdog Tackles Your Credit Score'>Govt. Watchdog Tackles Your Credit Score</a> <small>News from KELOLAND TV: SIOUX FALLS, SD - You apply...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/02/12/understanding-credit-scores/' rel='bookmark' title='Permanent Link: Understanding credit scores'>Understanding credit scores</a> <small>News from The Hillsdale Daily News: A credit score indicates...</small></li>
<li><a href='http://www.scoretruth.com/blog/2011/06/25/taking-the-mystery-out-of-credit-scores/' rel='bookmark' title='Permanent Link: Taking the Mystery Out of Credit Scores'>Taking the Mystery Out of Credit Scores</a> <small>News from Pickens Sentinel:DOLLARS AND SENSE BY David Uffington FICO,...</small></li>
</ol>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit scores confusing consumers</title>
		<link>http://www.scoretruth.com/blog/2012/05/15/credit-scores-confusing-consumers/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/15/credit-scores-confusing-consumers/#comments</comments>
		<pubDate>Tue, 15 May 2012 07:00:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[confusing]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Scores]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/15/credit-scores-confusing-consumers/</guid>
		<description><![CDATA[News from Pittsburgh Post Gazette:

May 15, 2012 12:07 am

Share with others:





By Patricia Sabatini / Pittsburgh Post-Gazette
Although consumers have improved their overall knowledge about credit scores over the past year, they continue to harbor potentially costly misunderstandings, according to a just-released survey from the Consumer Federation of America.
Among the most troubling findings: A majority of consumers mistakenly believe [...]


Related posts:<ol><li><a href='http://www.scoretruth.com/blog/2011/07/21/new-rules-entitle-consumers-free-access-to-credit-scores/' rel='bookmark' title='Permanent Link: New rules entitle consumers free access to credit scores'>New rules entitle consumers free access to credit scores</a> <small>News from Minnesota Public Radio:by Jessica Mador, Minnesota Public Radio...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/03/14/lars-credit-forum-helps-consumers-deal-with-credit-scores/' rel='bookmark' title='Permanent Link: LARS credit forum helps consumers deal with credit scores'>LARS credit forum helps consumers deal with credit scores</a> <small>News from Baltimore Sun: Many clients who seek assistance from...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/04/29/low-credit-scores-still-plaguing-some-consumers/' rel='bookmark' title='Permanent Link: Low credit scores still plaguing some consumers'>Low credit scores still plaguing some consumers</a> <small>News from Worcester Telegram: Despite recent signs of improvement in...</small></li>
</ol>

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		<title>Weak credit history? help at hand now</title>
		<link>http://www.scoretruth.com/blog/2012/05/14/weak-credit-history-help-at-hand-now/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/14/weak-credit-history-help-at-hand-now/#comments</comments>
		<pubDate>Mon, 14 May 2012 11:01:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Hand]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[history]]></category>
		<category><![CDATA[Weak]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/14/weak-credit-history-help-at-hand-now/</guid>
		<description><![CDATA[News from Hindustan Times:

Ajit Jain (name changed), a mid-level executive at a law firm, was in for a surprise when he approached a private sector bank for a Rs. 95 lakh-home loan.
The bank rejected his application on the grounds that Jain was blacklisted by lenders since he had defaulted in the repayment

of his credit card [...]


Related posts:<ol><li><a href='http://www.scoretruth.com/blog/2012/01/03/credit-history-help-set-insurance-rates/' rel='bookmark' title='Permanent Link: Credit, history help set insurance rates'>Credit, history help set insurance rates</a> <small>News from WJXT Jacksonville: Small Text Medium Text Large Text...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/03/26/your-credit-history-up-for-scrutiny/' rel='bookmark' title='Permanent Link: Your credit history up for scrutiny'>Your credit history up for scrutiny</a> <small>News from Stuff.co.nz: ELOISE GIBSON Skipping a bill or a...</small></li>
<li><a href='http://www.scoretruth.com/blog/2011/09/02/your-credit-history-could-affect-you-being-hired/' rel='bookmark' title='Permanent Link: Your Credit History Could Affect You Being Hired'>Your Credit History Could Affect You Being Hired</a> <small>News from WCTV: by Danny Location: Tallahassee on Sep 1,...</small></li>
</ol>

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		<title>Restoring your credit scores after filing for bankruptcy</title>
		<link>http://www.scoretruth.com/blog/2012/05/13/restoring-your-credit-scores-after-filing-for-bankruptcy/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/13/restoring-your-credit-scores-after-filing-for-bankruptcy/#comments</comments>
		<pubDate>Sun, 13 May 2012 15:01:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[after]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[filing]]></category>
		<category><![CDATA[Restoring]]></category>
		<category><![CDATA[Scores]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/13/restoring-your-credit-scores-after-filing-for-bankruptcy/</guid>
		<description><![CDATA[News from Los Angeles Times:

Dear Liz: I had credit scores over 800 with no late payments ever. Unfortunately, a medical issue required me to charge $  24,500 to a credit card. That led to a bankruptcy, which was discharged in July 2011. My scores dropped to 672, and they&#8217;re currently around 680. I&#8217;m paying [...]


Related posts:<ol><li><a href='http://www.scoretruth.com/blog/2011/06/06/kim-mcgrigg-to-raise-credit-score-pay-delinquent-debt-or-declare-bankruptcy/' rel='bookmark' title='Permanent Link: Kim McGrigg: To raise credit score, pay delinquent debt? Or declare bankruptcy?'>Kim McGrigg: To raise credit score, pay delinquent debt? Or declare bankruptcy?</a> <small>News from CreditCards.com: Pay delinquent debt or declare bankruptcy? A...</small></li>
<li><a href='http://www.scoretruth.com/blog/2011/07/10/how-to-raise-credit-scores-five-tips/' rel='bookmark' title='Permanent Link: How to raise credit scores: Five tips'>How to raise credit scores: Five tips</a> <small>News from Los Angeles Times: (Alex Nabaum, For The Times...</small></li>
<li><a href='http://www.scoretruth.com/blog/2011/12/04/lower-credit-scores-slow-housing-recovery-by-thwarting-sales/' rel='bookmark' title='Permanent Link: Lower credit scores slow housing recovery by thwarting sales'>Lower credit scores slow housing recovery by thwarting sales</a> <small>News from Los Angeles Times: Reporting from Washington— How big...</small></li>
</ol>

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		<title>Mortgage rates reach record lows again</title>
		<link>http://www.scoretruth.com/blog/2012/05/12/mortgage-rates-reach-record-lows-again/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/12/mortgage-rates-reach-record-lows-again/#comments</comments>
		<pubDate>Sat, 12 May 2012 19:06:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[again]]></category>
		<category><![CDATA[lows]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[reach]]></category>
		<category><![CDATA[record]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/12/mortgage-rates-reach-record-lows-again/</guid>
		<description><![CDATA[News from OCRegister:

Earlier this week, Freddie Mac released the results of its weekly mortgage survey, showing average fixed mortgage rates hitting new all-time record lows for the second consecutive week. 
The 30-year fixed-rate mortgage has averaged below 4 percent all but one week since Dec. 8, 2011, helping to keep homebuyer affordability high. 


Cathy Haney [...]


Related posts:<ol><li><a href='http://www.scoretruth.com/blog/2012/05/06/mortgage-rates-hit-record-lows-2/' rel='bookmark' title='Permanent Link: Mortgage rates hit record lows'>Mortgage rates hit record lows</a> <small>News from The Durango Herald: WASHINGTON � Average U.S. rates...</small></li>
<li><a href='http://www.scoretruth.com/blog/2011/09/03/mortgage-rates-at-historic-lows/' rel='bookmark' title='Permanent Link: Mortgage Rates At Historic Lows'>Mortgage Rates At Historic Lows</a> <small>News from ThirdAge: Mortgage rates are at historic lows, according...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/02/12/mortgage-rates-inch-up-from-record-lows-this-week/' rel='bookmark' title='Permanent Link: Mortgage rates inch up from record lows this week'>Mortgage rates inch up from record lows this week</a> <small>News from Las Vegas Review-Journal: Posted: Feb. 11, 2012 |...</small></li>
</ol>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top 12 &#8220;Ask the Expert&#8221; questions</title>
		<link>http://www.scoretruth.com/blog/2012/05/11/top-12-ask-the-expert-questions/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/11/top-12-ask-the-expert-questions/#comments</comments>
		<pubDate>Fri, 11 May 2012 23:04:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Expert]]></category>
		<category><![CDATA[questions]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/11/top-12-ask-the-expert-questions/</guid>
		<description><![CDATA[News from Fox Business:

Every day at CardRatings.com, readers just like you submit questions about credit cards to our &#8220;Ask the Expert&#8221; columnists. We try to pull the most compelling questions from your submissions, so readers in similar situations can also enjoy what we&#8217;ve all learned.
However, we can&#8217;t answer every question, so here&#8217;s a list of [...]


Related posts:<ol><li><a href='http://www.scoretruth.com/blog/2012/04/26/credit-counselors-answer-questions-about-credit-and-debt-usa-today/' rel='bookmark' title='Permanent Link: Credit counselors answer questions about credit and debt &#8211; USA TODAY'>Credit counselors answer questions about credit and debt &#8211; USA TODAY</a> <small>News from Credit counselors answer questions about credit and debt...</small></li>
<li><a href='http://www.scoretruth.com/blog/2011/08/11/expert-qa-how-to-rebuild-your-credit-score/' rel='bookmark' title='Permanent Link: Expert Q&amp;A: How to Rebuild Your Credit Score'>Expert Q&amp;A: How to Rebuild Your Credit Score</a> <small>News from Credit Card Guide News: Hi Erica,I enrolled in...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/04/12/your-credit-rating-questions-answered/' rel='bookmark' title='Permanent Link: Your credit rating questions answered'>Your credit rating questions answered</a> <small>News from BBC News: 10 April 2012 Last updated at...</small></li>
</ol>

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		<slash:comments>0</slash:comments>
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		<title>U.S. Marine Sergeant Deploys Score Optimization Systems For Credit Repair &#8230;</title>
		<link>http://www.scoretruth.com/blog/2012/05/10/u-s-marine-sergeant-deploys-score-optimization-systems-for-credit-repair/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/10/u-s-marine-sergeant-deploys-score-optimization-systems-for-credit-repair/#comments</comments>
		<pubDate>Fri, 11 May 2012 03:03:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Deploys]]></category>
		<category><![CDATA[Marine]]></category>
		<category><![CDATA[Optimization]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[Sergeant]]></category>
		<category><![CDATA[Systems]]></category>
		<category><![CDATA[U.S.]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/10/u-s-marine-sergeant-deploys-score-optimization-systems-for-credit-repair/</guid>
		<description><![CDATA[News from Houston Chronicle:

Acceptance Capital Mortgage and its client, U.S. Marine Sgt. Joel Garingo, strike against the credit reporting agencies utilizing S&#38;S Private Capital’s S.O.S. &#8211; Score Optimization Systems credit repair technology to eliminate derogatory trade-lines allowing him to purchase his very first home.
Dallas, TX (PRWEB) May 10, 2012
Denied for a VA Home Loan after [...]


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<li><a href='http://www.scoretruth.com/blog/2011/05/19/smart-lending-on-deck-gives-your-startup-a-credit-score-so-you-can-secure-a-loan/' rel='bookmark' title='Permanent Link: Smart Lending: On Deck Gives Your Startup A Credit Score So You Can Secure A Loan'>Smart Lending: On Deck Gives Your Startup A Credit Score So You Can Secure A Loan</a> <small>News from TechCrunch: We talk a lot about the startups...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/03/16/how-your-credit-score-can-impact-the-purchase-of-a-home/' rel='bookmark' title='Permanent Link: How your credit score can impact the purchase of a home'>How your credit score can impact the purchase of a home</a> <small>News from Milwaukee Journal Sentinel: (ARA) &#8211; Purchasing a home...</small></li>
</ol>

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		<title>4 Habits That Damage Your Credit Score</title>
		<link>http://www.scoretruth.com/blog/2012/05/10/4-habits-that-damage-your-credit-score/</link>
		<comments>http://www.scoretruth.com/blog/2012/05/10/4-habits-that-damage-your-credit-score/#comments</comments>
		<pubDate>Thu, 10 May 2012 07:01:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[damage]]></category>
		<category><![CDATA[Habits]]></category>
		<category><![CDATA[score]]></category>

		<guid isPermaLink="false">http://www.scoretruth.com/blog/2012/05/10/4-habits-that-damage-your-credit-score/</guid>
		<description><![CDATA[News from San Francisco Chronicle:

If you are like most consumers, you don&#8217;t spend a lot of time thinking about your credit history. You may think that, as long as you&#8217;re paying your bills on time, your credit history and related credit score should be shiny and clean. However, many common money habits can have a [...]


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<li><a href='http://www.scoretruth.com/blog/2011/06/01/will-paying-off-old-debt-boost-your-credit-score/' rel='bookmark' title='Permanent Link: Will Paying Off Old Debt Boost Your Credit Score?'>Will Paying Off Old Debt Boost Your Credit Score?</a> <small>News from San Francisco Chronicle: If you have a low...</small></li>
<li><a href='http://www.scoretruth.com/blog/2012/03/06/why-the-credit-score-you-buy-differs-from-the-lender-score/' rel='bookmark' title='Permanent Link: Why The Credit Score You Buy Differs From The Lender Score'>Why The Credit Score You Buy Differs From The Lender Score</a> <small>News from San Francisco Chronicle: Many consumers go beyond getting...</small></li>
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