6 Surprising Ways to Boost Your Credit Score

News from U.S. News & World Report:

Your credit score is an all-powerful number, capable of determining whether you get that new loan, car, or apartment. Banks use your credit score to determine your credit risk—the higher the score, the lower the risk and the more appealing you look on paper, which can give you better [...]

It’s harder hitting bank benchmarks to get home loans

News from Boston Herald:

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ANZ Mortgage-Rate Rise Will Anger Customers, Swan Says

News from BusinessWeek:

Australia & New Zealand Banking Group Ltd. (ANZ)’s decision to increase mortgage interest rates, citing higher funding costs, will anger its customers, Australian Treasurer Wayne Swan said today.
The lender, one of Australia’s so-called four pillar banks, yesterday raised it standard variable rate by 6 basis points, or 0.06 percentage point, to 7.42 percent, [...]

Qualifying for a mortgage has gotten much tougher, analysis shows

News from Los Angeles Times:

WASHINGTON — How do you stack up as a potential mortgage candidate in this year’s increasingly tough underwriting environment? Do you have the right stuff — credit score, debt-to-income ratio, equity or down payment — to get you through the minefield?
A new statistical analysis, based on a large sample of all [...]

Majority Of Americans Want Help Improving Credit Score

News from WOWT:

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Want some help improving your credit score? You’re not alone.
According to the March Financial Literacy Opinion Index hosted on the homepage of the National Foundation for Credit Counseling website, www.NFCC.org, a strong majority of consumers, 56 percent, selected “improving my credit score” as the personal finance area in which [...]

Govt. Watchdog Tackles Your Credit Score

News from KELOLAND TV:
SIOUX FALLS, SD -
You apply for a car loan or a mortgage and find out your credit score isn’t what you’d expect.  But the reasons behind your lower score are vague and perhaps non-existent.
The newly formed Consumer Financial Protection Bureau criticized the scoring system over bureaus providing one score to lenders and [...]

Your credit rating questions answered

News from BBC News:
10 April 2012 Last updated at 19:00 ET
James Jones says it is important to ensure credit ratings are up to date
Continue reading the main story

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Credit ratings are used by lenders when deciding whether to accept an application [...]

Moody’s Lifts City Credit Rating to A1

News from LoanSafe:

(Source: Aaron Besecker The Buffalo News, N.Y. (MCT) — Crediting control board oversight and conservative budgeting, the City of Buffalo has received an increase in its credit score from one of Wall Street’s rating agencies.
Moody’s Investors Service has bumped Buffalo’s credit score up from A2 to A1, the highest rating the city has [...]

Baby Steps to Boost Your Credit Score

News from Fox Business:

Dear Credit Card Adviser,I am trying to raise my credit score as much as possible. Is it better to charge around $ 5 per month on each of my four credit cards that have no balances, and pay them off before the statement cuts to show activity and on-time payments? Is [...]

Baby Steps to Boost Your Credit Score

News from Fox Business:

Dear Credit Card Adviser,I am trying to raise my credit score as much as possible. Is it better to charge around $ 5 per month on each of my four credit cards that have no balances, and pay them off before the statement cuts to show activity and on-time payments? Is [...]

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